Carol Chambers

Phone: 912-599-9332

We are excited to announce that Carol Chambers is the newest Realtor to join our firm at Fesperman Real Estate.  Carol received her real estate license in 2011 and has been assisting buyers & sellers ever since.  Carol is from the area.  She graduated from Clinch County high school in Homerville, GA  and then went on to Valdosta State College where she received her Bachelor of Science Degree & also her Masters of Education Degree.  Carol & her husband Tom have one daughter and still reside in Homerville where Tom is a partner in Chambers & Rice Attorneys At Law.  Carol has been very involved in life in & around Homerville. She has been on the City Council as a member, has been Vice Chairman & Chairman of the Southeast Georgia Regional Development Center, & has been Mayor of Homerville for 8 consecutive years.  

Carol is also a member of the Homerville United Methodist Church where she has served on many committees as well as in her Civic activities & local organizations including the Woman’s Club, Friends of the Library, The Timberland Jubilee Festival, The Clinch Foundation, Inc.,  plus  her involvement in the Huxford Genealogical Library where she serves on the Board of Directors.

We don’t know how she finds time to work her real estate in, but we are glad she does.  Carol brings a special life & vitality to the business of real estate.  We believe you will agree. Please reach out to Carol at 912-599-9332 or at  Thank you.  Welcome Carol !

Harriet Bowman

Phone: (912) 281-6178


Harriet Bowman is a native Waycrossian. She married her sweetheart Clint , who is also from Waycross, and together they have three children Jeremy, James, & Jessica.  Jeremy & wife  serve in Southeast Asia with Wycliffe Bible Translators.  Jessica is a teacher with Georgia Cyber Academy, here in Waycross,  & serves with her husband Matt at Central Baptist Church.  James is a personal trainer with the Ben Childer’s Family YMCA.  

Harriet is a 1976 Graduate of Ware County High School and a 1985 Graduate of Waycross College.  Harriet & her husband Clint served for 19 years in Africa with the International Mission Board of the Southern Baptist Convention.  Clint is presently a 6th grade teacher at Waycross Middle School.  Harriet’s hobby outside of her family is bird watching, in her spare time.

Harriet is also an Author of “Life Lessons Learned in Africa” (available on Amazon)

Ms. Bowman has been a friend of the family for years and we are very excited she has decided to join the Firm.  You can contact Harriet at 912-281-6178 or email her at  Harriet brings great knowledge and life experience to real estate. Please give her a call today.  


Cindy Payne

Phone: (912) 816-0221


We welcome Cindy Payne, Realtor to our family at Fesperman Real Estate.  Cindy comes to us with twelve years of real estate practice, knowledge, & experience.  We are excited to have Cindy and know she will be able to help you with all of your real estate needs.  Cindy is a heavy lister so look for her to contact you in the near future.  Cindy has a son & I believe a grand child or two.  Beyond real estate, her family keeps her busy.  She enjoys working with people, she is from the area, & she looks forward to her time gardening & being outdoors.  You may reach Cindy on her cell or with a text at 912-816-0221 and always by email at  Cindy is a huge asset and we look forward to having her on board.  I believe she has a son and grandchild.  Welcome Cindy.


George T. Fesperman, III

Phone: (912) 288-1988


I am a lifelong resident of the area.  I was born in Ware County and I have enjoyed living here with my parents and grandparents.  It is that type of community.  After finishing high school I went to Clinton, SC where I graduated from Presbyterian College with a degree in Music.  That is where I met my wife Lisa.  She is from the mountains of Brevard, NC, and so it was destiny that we should meet.  We have two daughters. Lauren is a nurse in Athens, GA and Katharine is an event planner with The Club in Birmingham, AL.  If you miss me, that is likely where I am … on the road. They are great girls and have made their parents proud.  

I love our area.  I have been fortunate to have been able to live here all of my life.  It is a great area in which to live, raise a family, work, & play.  You are close to the beach, airports, city life, & the mountains.  I feel like we are close to it all.  Come and let me show you the reason I think this is a great area for you & your family.  Our hospital and medical facilities are first class plus we have Jacksonville specialists just down the road.  

Real estate has allowed me through the years to be hands on with people, helping them meet their needs & desires plus answering many of their concerns as well.  The real estate industry is constantly changing.  I feel it every day.  It is a good time to get into the market.  Interest rates are still incredibly low and property values are begging an uptick. Some foreclosures will continue to be on the market and they will be a great deal for many of you buyers.  We are selling property.  And there are some great properties that are up for sale.  Remember, I can show you any property you see, not just those with my name on it.  Text, call, or email-anytime.  I look forward to an on-going relationship with you.  Thank you for your interest, and have a great day!  REALTOR OF THE YEAR for Southeast Georgia Council of Realtors.